This website, MSN, Microsoft, Annika's, Annika's staff as well as it's members and owner is not responsible for anything people post that are trademarked or copyrighted and not covered in this disclaimer. Annika's has over 1901 members and many have their own albums. If a member posts something of yours please contact Annika's and we shall deal with it accordingly.

Just because you may have signed up for our newsletter does not provide you with permission to spam Amy Lynn's Voice Overs (ALVO), amylynn.org or its parents, affiliate, subsidiary companies or Annika's, Annika's Members, Annika's staff, MSN. Nor does it grant you the right to sign up Amy Lynn's Voice Overs (ALVO), amylynn.org, Annika's, Annika's Members, Annika's staff, MSN, or its parents, affiliate or subsidiary companies for newsletters or any other unwanted e-mails. Any spam received or reported will result in the immediate removal as a member of Annika's as well as removal from our newsletter. If you no longer wish to receive our newsletter, you are free to unsubscribe at anytime. This is not SPAM. You maybe receiving the newsletter because you opted in as a member of our newsletter.

The money tips, and all others dealing with earning money are companies added for you the user. However, the user has no responsibility for that website. If the website does not give you as member to the promoted site the promised pay or any other offers and benefits it says it will give the member. Then this website, MSN, Microsoft, Annika's it's members and owner has no responsibilty to you. The owner of this website is not a professional financial body. If you join a website that has been added to this website and you have had difficulties with any website you have joined you should remember and look at the terms and conditions of the website you have joined, and that the contract you agree to is with that website and your contract is with them. Should you wish to join that is your choice. If the company goes down that is their fault. MSN, Microsoft, Annika's Annika's members, and I take no responsibility for their actions of any sites you may join posted on this site or any other. I merely supply the information free of use.

Annika's is intended for informational purposes only and is intended to inform and educate. Amy Lynn's Voice Overs (ALVO), amylynn.org or its parents, affiliate, subsidiary companies or Annika's, Annika's Members, MSN, and Annika's staff assumes no responsibility for other's behavior and seeks only to guide users towards making INFORMED decisions regarding how to earn money online. Amy Lynn's Voice Overs (ALVO), amylynn.org or its parents, affiliate, subsidiary companies or Annika's, Annika's Members, MSN, and Annika's staff believes that people should be well informed, therefore we strongly suggest researching additional information sources before making any decisions. All information is based on facts gathered through personal research and user submissions. Amy Lynn's Voice Overs (ALVO), amylynn.org or its parents, affiliate, subsidiary companies or Annika's, Annika's Members, MSN, and Annika's staff makes no guarantee as to the accuracy, content, currency, quality, or fitness for a particular purpose, including but not limited to information presented on http://groups.msn.com/Annikas Although Annika's makes every attempt to ensure that the information provided is accurate, we do not assume any legal liability or responsibility for any incorrect, misleading, outdated, or missing information, resulting from the use, non-use, or mis-use of any information. Additionally, Amy Lynn's Voice Overs (ALVO), amylynn.org or its parents, affiliate, subsidiary companies or Annika's, Annika's Members, MSN, and Annika's staff is not responsible for the contents of any off site page that is referenced in the documents presented herein.

Amy Lynn's Voice Overs (ALVO), amylynn.org or its parents, affiliate, subsidiary companies or Annika's, Annika's Members, MSN, and Annika's staff reserve the right to black list survey companies that have met the terms of being a scam or fraud site. Should your company and or website be black listed and you have a problem with it please contact Annika's Staff to resolve this issue. You will have to petition with proof your company doesn't deserve to be black listed. As no company has been added to the list without proper proof of being a fraud/scam site.

The views expressed by others are solely those of the individuals providing them. Not the opinions of Amy Lynn and do not reflect on amylynn.org or its parents, affiliate or subsidiary companies.

NOTICE! Microsoft Networks receives payment for the "sponsored links". This group receives no compensation for their placement or for their use. This group neither recommends nor endorses the services offered. If you have a problem with one of the listed sites, please contact MSN and their advertiser.

Please keep in mind that the Managers are not responsible for unwanted mail from other members. If you do not wish for members to contact you, please either (1) Do not include your email for others to see, or (2) Make a note that you do not wish to receive email. Remember, not all members wish to carry on this site's messages in their email. Please do not assume they do just because they have an email on their profile. If you wish to email them, please ask before you assume it's OK.

Should you find any copyrighted material please contact me as soon as possible so it can be dealt with. Much information on the net is out of books from the library which is where a lot of the pages came from. Should it match up with other webpages that might be why.

Annika's and it's owner reserve the right to update this disclaimer at anytime should it need to be updated without prior notification. Annika's it's owner and managers reserve the right to ban members as they feel fit, seeing as it is their site. So though the member may not have broken any rules of the site, there may be other reasons for not wanting a member to be part of this site. Like personal abuse on messengers which isn't covered in the rules. Banning members has nothing to do with MSN, or Microsoft.

Submissions become the property of Annika's, Amy Lynn's Voice Overs (ALVO), amylynn.org and may be edited or republished by us in other media. Annika's reserves the right to republish any material contributed by our readers. By posting to our forums, you expressly grant the right to Annika's, Amy Lynn's Voice Overs, amylynn.org to republish the content in any form. Nothing posted to this forum, site, or it's pages, all of Annika's, Amy Lynn's Voice Overs, amylynn.org can be reprinted or reproduced by anyone else without prior written approval from Annika's, Annika's Staff, Amy Lynn's Voice Overs (ALVO), amylynn.org, or Amy Lynn. Doing so without our permission would be a breach of our copyrights, disclaimer, and terms of service.

If what I wrote bothers you or offends you in anyway, be it personal or assumed personal, you may stop reading at anytime.

- The Managers of Annika's -

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